Diary of a mother, Jayne, who is also author of Kids and Money: Giving Them the Savvy to Succeed Financially (Bloomberg Press), and her son, Ryan, who just turned 14. I will mostly discuss financial parenting issues, as they come up -- what works, what doesn't, what drives me crazy, what drives Ryan crazy, discussions with his friends, what I'm reading, people I meet as I give workshops, etc.
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This is where you stick random tidbits of information about yourself.
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Tuesday, December 07, 2004
Someone's grandkiddies are going to get smart this holiday!
Today a new customer found her way to my website and bought four Family Bank allowance software programs (available from my website) and five of my Kids and Money books. She also bought four-chamber piggy banks for each grandchild (not from me; I don't sell them). Yes, the sales were welcome. But what really made my day was my correspondence with this customer, Barbara, who confessed, "As a spoiled brat only child grown up into a spendthrift, I'm hoping my kids will do a better job with theirs." With her help, her grandkids have a great chance. It's not just the books and banks. It's the investment of her time, passion, devotion and determination that are bound to make a deep and lasting impression on the little ones.
As Barbara put it, "As an adult, having always been an honor student in school, I find that my education was excellent except for three subjects that I wish I had the opportunity to learn early in my life - goal setting, time management, and financial responsibility. At least Jayne has provided me with resources to help my kids educate their kids with one of these! And, does that give you an idea about expanding your menu to include the other two? I hope so. I'll be the first to order!"
Sorry, Barbara. No plans at the moment to write books on time management or goal setting. But it occurs to me that both are important building blocks to teaching financial discipline and responsibility. Without goals, saving makes little sense to most of us. We want our kids to set lofty goals and help them manage their time (and expectations, tolerance for delayed gratification as well as their cash) so they can feel the intense joy and pride once they successfully meet those goals.
Good luck, Barbara, to you, your children and grandkids! And have a safe, healthy and happy holiday.
11:30 PM
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